If Your Building Has Mold, Will Your Insurance Company Cover the Cost of Remediation?
Mold can pose a serious threat to the overall integrity of your building, and if not caught in time, it can eat away at your building’s structure and create a potentially hazardous environment. If not dealt with within 48 hours, water damage and fungus growth may result in costly damage to your building. If this happens, you may wonder, does insurance cover the cost of mold remediation? The answer depends on two things:
1. The cause of the mold contamination
2. The language of your insurance policy
Causes of Mold Contamination
Mold claims in Jamul, CA typically arise in one of two circumstances: The building owner discovers mold at the same time he or she discovers a moisture problem, such as a leaking pipe or a leaky roof; or the building is subject to a flood, burst pipe or other sudden plumbing issue. Generally speaking, most insurance agencies won’t cover fungus growth that is the result of long-term leakage, water intrusion, moisture buildup, deferred maintenance, poor repairs, construction defects or normal wear and tear, but they may cover damage caused by sudden events for which you took proper measures to protect against, such as floods or plumbing system failures.
Unfortunately, most building insurance policies contain a laundry list of exclusions for damage caused by mold. For instance, most policies won’t cover the cost of damages if the mold was a result of normal wear and tear, poor workmanship and materials, construction defects, corrosion, pollution or wet rot. Some policies may cover mold that develops as a secondary problem from covered water damage. What type of water damage is covered and what types are not is a whole other dilemma you need to sort out with your insurer.
Mold growth can wreak havoc on your building, which is why it is best to invest in a mold insurance policy. Mold coverage is designed to do exactly what its name implies: cover the cost of damages caused by mold. If you want to protect your investment, talk to your Jamul, CA insurance agent today about devising a policy that covers damages caused by mold.
Visit http://www.SERVPROspringvalleyjamul.com for more information on mold.
How Do I Maintain a Fire Sprinkler System?
As a business owner and manager, you can carry many responsibilities. Two of those are likely safeguarding company property and inventory and keeping employees and customers safe. Installing a fire sprinkler system can be a great way to accomplish both goals. In fact, a national standard called NFPA 13 has been established to set down procedures and conditions for installing fire suppression measures such as sprinkler systems in commercial buildings.
You probably never want to need such measures, but fires can happen due to many causes. Should a suppression system be activated to quench a blaze within your facility, the aftermath may involve fire sprinkler cleanup. If a fire threatens your Spring Valley, CA commercial building, you should know the sprinklers are well-maintained and there is a plan for cleaning up the mess. Here are three considerations for maintaining commercial emergency sprinklers and planning for cleanup.
1. Inspect sprinklers regularly and do not ignore repairs. Carefully check and test your structure’s emergency fire sprinkler system regularly. Local laws and insurance considerations may dictate the inspection schedule. If any problems are found, fix them immediately. In addition to being a safety issue, sprinkler problems may violate insurance and legal regulations.
2. Clearly delegate responsibilities. You should be clear about who is responsible for fire suppression maintenance. For example, should business owners or building owners schedule regular inspections and tests? Those who arrange for regular checks also should know they must inform the fire inspector.
3. Have a plan for after the blaze is out. Who wants to think about a building fire? However, every business facility should have a professional fire restoration team they can call on to repair and clean up the damage.
Should a blaze flare up in your Spring Valley, CA commercial property, you should make sure everyone is safe. A fire sprinkler system can be an effective fire suppression tool that can hopefully quench the flames before they destroy significant property and equipment. Once a blaze is out, though, you should deal with fire sprinkler cleanup. An experienced fire restorer can work to restore your business to its pre-fire condition. Visit http://www.SERVPROspringvalleyjamul.com for more information on commercial fire damage.
How to Deodorize After a Fire
Smoke particles do not just disappear after a fire. Instead, they can infiltrate everything you own. Your carpet, furniture, clothing and even walls may smell like smoke for months after the fire. Without a professional restoration firm, it may be difficult to fully remove the noxious odor of smoke from your home. Keep in mind that deodorizers, incense and the like are only temporary fixes.
Clean the Air
Primarily, your restoration professional may use the following equipment to clean the air:
• Air filters
• Thermal foggers
• Ozone machines
This equipment will not only fight the odor, but remove the source of the odor as well. They can rid your home of the smoke particles responsible for the smell. In addition, these machines will usually help your property receive optimal airflow during and after restoration.
Clean the Source
If you do not get rid of the source of the problem, you will not get rid of the odor. The first thing you should do during a smoke cleaning is to see which of your belongings are scorched. The best course of action is to remove anything that is unsalvageable. As long as there is visible fire damage in the home, you may not be able to get rid of the smell entirely.
Clean the Surface
Next, it is time to look at all the exposed surfaces in your home. A thorough smoke cleaning involves cleaning walls, ceilings, floors, countertops and any appliances left in the home. This will help restorers take care of all the remaining smoke damage. Keep in mind that it does not matter if a room was untouched by a fire, smoke and other particles can still stick to surfaces.
If you want to get rid of smoke odor, you do not have to do it alone. Professional services that specialize in smoke cleaning in Spring Valley, CA can remedy damage caused by fire and smoke. Visit http://www.SERVPROspringvalleyjamul.com for more information on fire damage.
Does Your Home Need a Flood Cut?
When dealing with contamination after major flooding, you may hear your restoration specialists mentioning something called a flood cut. To anyone without a lot of experience with flooding or the work that goes into restoring a home afterwards, this phrase may sound strange. What is a flood cut? Why and when is it necessary? The answers to those questions can help you decide on the best options for repairing your home.
1. What Is a Flood Cut?
A flood cut occurs when the contractor has to cut into the drywall of your Spring Valley, CA, home. The cut is usually made about 12–18 inches above where the flood line ends. Then, the drywall is taken completely out of the wall. The point of a flood cut is to remove the damaged wall and also to make sure that there is no moisture trapped behind it. Any and all mold and contamination can then be cleaned up as a result of the tear out.
2. Is a Flood Cut Necessary?
The answer to this question is "not always." Some flooding damage may be caused by clean water. This is water that doesn't contain any contaminates. If this is the case, then the specialists may do everything they can to fix the wall. However, if your flooding was caused by a backed-up sewer line or if it is contaminated with harmful pathogens, then the best course of action is a flood cut.
If your home has been recently flooded, then odds are you’ll have some damage to your home. Mildew and mold can grow fast, but often the contamination won’t be so extensive that you need a tear out. However, in cases of black water flooding, it’s imperative that you have a flood cut. When it comes to deciding which course of action is necessary, however, you should always have a consultation with professionals. After all, it’s better to be safe than sorry.
Visit our website at http://www.SERVPROspringvalleyjamul.com for any of your restoration questions.
The Pipes Burst, Now What?
Many homeowners worry that their pipes will burst, and they won’t know what to do when that happens. Floods can be incredibly distressing, and without a cleanup service to help, it can be almost impossible to prevent or aid water damage in Spring Valley. Luckily, there are things that you can do after you’ve been confronted with bursting pipes. Consider three of the most important steps to take.
1. Call a Cleanup Service
When it comes to flooding, mold can grow quickly. Mildew and mold take only a couple of days to grow in moist environments; this means that you have to start the cleanup process as soon as possible to prevent any secondary damage to your home. While you may be able to start some of the cleanup process on your own, a professional will have the tools to do it quicker and more effectively.
2. Open Windows and Air Out Home
The next step after your home has been flooded by bursting pipes is to open all of the windows. This is going to ensure that you have proper airflow in your home to help the drying process begin. You can also use a dehumidifier for extra help in drawing the moisture out of your residence while you wait for your remediation expert to arrive. Keep in mind that if the moisture lingers even after most of the water is gone, mold can still grow.
3. Fix the Pipes
Once your home is cleaned up of water, you need to have someone fix the broken pipe and maintain your plumbing system. It’s no use to clean up your home only to have your pipes burst again.
Flooding due to bursting pipes can be frustrating and stressful. Fortunately, with the help of a cleanup service, you can rest easy and help keep your Spring Valley, CA, home dry.
Visit our website at http://www.SERVPROspringvalleyjamul.com to learn more about water damage.
What Is Category 3 Water Damage?
All flood water can cause problems for your business in Bonita, CA but these floods aren’t always the same. That’s why industry professionals use categorization systems to classify floods. There are three main categories, each with a nickname:
• Category One: Clear or White Water
• Category Two: Grey Water
• Category Three: Black Water
As you can infer, Category Three water is the last type you want in your business. What makes a flood fit into this classification? Here is what you need to know about black water.
What Is Black Water?
Category Three water is liquid that has touched human feces. Just by contacting this waste, the water becomes grossly unsanitary. This is the main factor that sets this water apart from the other categories.
Is It Unsafe?
Because Category Three water was exposed to feces, it is unsafe for humans to contact. The water likely contains harmful bacteria, viruses, and even parasites. Wading into this flood water without proper protection can cause bodily harm.
This is one of the many reasons you should never attempt to restore black water damage yourself. Without special equipment and expertise, you cannot fully protect yourself.
What Does It Look Like?
How can you know if your flood is black water? This water may not be completely black. Any water that has a brown color could be Category Three. That’s why it’s important to play it safe and call the professionals.
That being said, black water does typically come from a few places: floods from rain, toilet overflow, and basement floods. Toilet overflow may seem obvious, but many people are surprised that rainwater becomes contaminated. As it falls, rainwater is fine. However, as it soaks the ground and floods businesses, it often carries sewage with it.
If you think your flood water in Bonita, CA, is Category 3, call a restoration crew immediately. This dangerous water cleanup should not be treated as a DIY opportunity.
For your commercial restoration emergency visit our webpage at http://www.SERVPROspringvalleyjamul.com.
Why Does Mold Smell the Way It Does?
Why Does Mold Smell the Way It Does?
Homeowners living in Spring Valley, California can attest to the nightmare that mold growth in the home can be. Not only does it create a toxic living environment, but the smell is rather unpleasant. Why does mold smell bad, though? Having an understanding of the cause behind mold’s odor will not only be educational, it will help you to know why it’s dangerous. Here are a few things you should know about mycotoxin mold and what you should do if you find it growing in your home.
A mycotoxin is a secondary metabolite produced by microfungi. Mold is no exception, and it releases these mycotoxins regularly. Mycotoxin is what causes the odor, and it is also what makes mold potentially dangerous in large doses. Ironically, it’s the mycotoxin in mold that also makes it an effective antibiotic. That doesn’t mean you should scrape mold off your shower wall and feed it to your child with an infection. Mold growth in the home is always a biohazard and should be treated as such.
The musty odor mold produces are one surefire way to detect it in your home. If such an odor is present in your laundry room, bathroom, kitchen, or basement, you should take it seriously. Try to locate the source of the smell by checking under sinks, behind the washing machine, or near pipes and drains. If you are unable to find any mold growths, that doesn’t mean you’re out of the woods. Mold can often grow in wall voids behind the drywall, especially if there’s been a fluid leak or water damage in your home. Mold can grow as quickly as 48 hours after a leak, so it’s important to take action.
If you find mold or continue smelling it in your home, you should call a restoration professional immediately. These workers are trained and certified to treat mold conditions in homes and restore your indoor air quality to safe levels. Visit http://www.SERVPROspringvalleyjamul.com for more information on mold.
Fire Extinguisher Basics: What to Get, Where to Place It and How to Use It
Fire Extinguisher Basics: What to Get, Where to Place It and How to Use It
A fire extinguisher is an essential and potentially lifesaving tool every home in Spring Valley, California should have. Owning the right extinguisher, placing it correctly in the home and knowing how to use it ensure you are ready to use the extinguisher if needed.
1. Choose the Right Extinguisher Class
When purchasing a fire extinguisher, consider a Class ABC extinguisher. These are perfect for wood, paper, electrical and liquid fires, like grease, a common kitchen fire cause. You can purchase these at most hardware and big box stores. Select the biggest extinguisher you can comfortably carry. This will provide you with a longer discharge time, pressure and range.
One thing to remember, if you can, is the suppressant in a class ABC extinguisher will damage your oven. If your kitchen fire is small, confined to a saucepan, for example, try to smother it first.
2. Have an Extinguisher for Each Floor
Consider purchasing a fire extinguisher for each level of your home, including the attic if you use it as living space. Equip your garage with an extinguisher as well. Place extinguishers near rooms where fires are common, such as the kitchen.
Make sure you can access an extinguisher easily and quickly, but also do your best to keep them out of the reach of children. Also, keep them away from heating appliances and household items that could easily catch fire.
3. Know How to Use the Extinguisher
There may come a time when you need to use the extinguisher. If you remember the acronym P.A.S.S., you can quickly recall the steps necessary to use the extinguisher:
P: Pull the pin
A: Aim the extinguisher at the base of the fire
S: Squeeze the trigger
S: Sweep side to side
Following these steps is sure to help you remember how to properly use an extinguisher. Proper use can expel a kitchen fire, reduce fire damage and save your home.
Visit http://www.SERVPROspringvalleyjamul.com for more information on fire damage.
Information About the Fire Cleanup Process
Information About the Fire Cleanup Process
After a house fire in Spring Valley, California once the structure is deemed safe, the next step is cleaning up all of the smoke damage and soot damage. Smoke cleaning requires a number of different steps to ensure that it is done properly. Keep in mind that it can take time and that the proper products and methods are important to ensure everything is done correctly.
Cleaning Up Soot
Following a fire, it is common for deposits of soot to be on walls, floors and other elements of your home. A mild detergent or soap or a mixture of chlorine bleach and trisodium phosphate is generally effective to get rid of soot. Either of these should be combined with warm water. Once you clean an area, go back over it with plain warm water to rinse away any residue, and then use a clean cloth to dry the area thoroughly. Make sure to protect your hands and arms with thick rubber gloves as you clean.
Cleaning Your Home Structure
Restoring the structure of your home might require replacing certain items, such as wood, walls or flooring that was too damaged to be cleaned. Use the information above about cleaning soot to restore any areas that do not require replacement.
Eliminating Smoke Smell
Taking care of smoke damage and the smell of smoke can be the most difficult part of the process. Trisodium phosphate is one of the best ingredients for getting rid of this smell. Just make sure to protect your skin while using it, since it can be caustic. Follow all instructions on the cleaning product, and ensure that it is properly diluted with water. Chlorine bleach can also be effective for getting rid of any smoke smell.
Make note of this information and use it to help alleviate the smoke damage and other soiling that happens following a house fire in Spring Valley, California. The cleanup process can be tedious, but with the right information, you can get it completed effectively. Visit http://www.SERVPROspringvalleyjamul.com for more information on fire damage.
What To Do If You Experience Fire Damage At Your Business
What To Do If You Experience Fire Damage At Your Business
Fire is unpredictable and can occur in any in any business. Fire at your business premises can cause fire damage, soot damage, fire damage and smoke damage in the workplace. Utility room fire or electrical fire can cause commercial fire damage and require specialized immediate fire suppression Here is a guide on what to do when you experience commercial fire damage.
Fire restoration process begins when you contact the firefighters or fire restoration professionals. The firefighters provide emergency services and will respond promptly once contacted. The firefighters will inquire about the spread of fire to help them understand resources required. The appropriate equipment to minimize the spread of fire damage, soot damage or smoke damage include fire hose, fire trucks, fire suppression systems and fire sprinkler system.
Fire Damage Assessment
After putting off the fire at your business using fire sprinkler system or fire hose, the next thing is to assess the extent of commercial fire damage at your business premises. The fire restoration experts will examine the property to determine how far utility room fire, smoke or soot has spread. They will also investigate walls, office furniture, ceilings and floors to assess smoke damage and soot damage. Understanding the extent commercial fire damage in your business assists in creating an accurate action plan and cost estimation of soot damage. Additionally, an assessment will help identify the source of fire whether utility room fire or electrical fire and appropriate method to put off the light. In case of electrical fire, it is crucial to cut off electrical system supply to your business. Fire trucks use the fire hose to pour water on the fire from utility room or kitchen.
The primary purpose of fire restoration at your offices is to minimize commercial fire damage. Firefighters and experts after extinguishing the fire using fire sprinkler system, fire hose, fire trucks, and fire suppressions will leave burned holes in roofs. The fire damage creates holes in walls and water pipe leakages causing water damage to your property. The fire restoration expert will guide you on securing business files or office furniture to minimize further smoke damage, soot damage or water damage.
Fire clean-up is the next thing to do in fire restoration of your business premises. Clean up involves cleaning away soot, dust, and smoke from business furniture. The smoke damage leaves stains and dark spots on your property. The experts will also carry out water damage restoration. Standing water pools from fire hose, fire trucks, fire suppression, fire sprinkler system or from broken pipes during damage is removed using pumps. Clean up removes smoke smell from business offices. You can remove all damaged items of business. The insurance company takes a full inventory of damaged items. Air scrubbers and fogging equipment remove odors left by smoke.
Repairs and Renovations
Next, carry out repairs and renovations on damaged business items. For electrical fire, install the electrical systems again. Faulty electrical wires can be replaced to avoid future electrical fires in the workplace. Cabinets and furniture destroyed by smoke can be repaired or replaced with new ones. Repaint all the walls. The utility room fire door can be fixed or installed in the kitchen or laundry. Destroyed offices or rooms in your business may require significant reconstruction.
When your business experiences fire outbreak, it is essential to contact the firefighter to put off the flames and guide you in the restoration of your offices. The restoration experts will assess smoke damage on your property and provide seal services on the business property. Next, they will clean dust, smoke, and soot on surfaces of your office items. Clean all smoke and odor. Renovate and repair damaged furniture. The premises will look presentable, and business operations will continue as usual. However, it is crucial to consult emergency services and the fire department who will guide on fire preventive measures to be undertaken.
Visit http://www.SERVPROspringvalleyjamul.com for more information on commercial fire damage.